Information for Home Buyers in San Diego County
San Diego Homes For Sale

Home Sniffer Step 1: San Diego Homes For Sale
Meeting with a HomeSniffer Buyer Specialist to discuss in depth your wants, needs, financial situation, and what costs will be involved in the purchase of your new home in San Diego County.  During this appointment a home Loan Specialist will walk you through the financing process and gather the information that is needed to provide you with a loan pre-approval as well as peace of mind.  At no cost to you the Loan Officer will issue you a pre-approval based on your job history, income, and credit history.

Home Sniffer Step 2: San Diego Homes For Sale
Showings: Once your wants, needs, and comfort zone for price has been established, your HomeSniffer Buyer Specialist will meet with you to visit the 5 best San Diego County properties that fit your criteria and price range.  After the first showing appointment the homes will be reviewed to determine if your criteria needs to be reevaluated.

Home Sniffer Step 3: San Diego Homes For Sale
Offers: Don’t be surprised if during the first appointment to see homes you find “the one”.  The exclusive process used by HomeSniffer often will illuminate the best and most desirable homes on the market that suit your needs and mortgage comfort zone.   At this point we will identify the top two homes that you like and sit down to discuss the negotiation strategy that will best suit your situation while still achieving the best results.  Next we will go over the offers to insure that you understand all of the terms and implications of the agreement.  During the this appointment you will give a deposit check to your home buying specialist that will not be cashed until after the offer on your new home is fully negotiated.  Once the offers are complete your HomeSniffer Buyers Specialist will immediately transmit them to the listing agents of the properties.    

Home Sniffer Step 4: San Diego Homes For Sale
Negotiation: Even for an expert negotiator it is rare for an offer to be accepted without some modification of the terms included in the offer to purchase a home.  So don’t be surprised if there are counter offers, this is a natural part of the home buying process and nothing to get worried about.   After some back and forth a set of terms that are acceptable to both the buyer and seller should be reached and the offer will be deemed accepted.

Home Sniffer Step 6: San Diego Homes For Sale
Closing: The close of Escrow is the culmination of the home buying transaction.  It signifies legal transfer of title from the seller to the buyer.  Approximately three days before the scheduled close of escrow date, the loan documents are signed by the home buyer. The new lender usually requires 24 to 72 hours to review the signed loan documents.  After the review period, the new lender wires the loan funds to the title company.  Escrow collects the remainder, if any, of the buyers down payment and closing costs at the time of the loan document signing so as to be ready to close escrow within the new lenders time frame.  Once the loan funds are wired, the file is then set up to “record.” 

This is the legal transfer of title from the seller to the home buyer and usually will occur the same day the loan funds are wired.  Once title has been transferred to the buyer, the escrow holder will handle all final accounting and issuance of official closing statements and distribute any remaining proceeds to the appropriate parties.

Home Sniffer Step 7: San Diego Homes For Sale
The Final Consultation:  Once your escrow has closed, your HomeSniffer Buyer Specialist will meet with you for a final consultation during which you will receive your closing statement and keys as well as a customer service survey to tell us what you thought of our service and the process.  Unlike many agents, your HomeSniffer Specialist’s job does not end when your escrow closes.  They will remain available to assist you with any issues that may come up.

Contact me to take the guesswork out of buying your new home.

My services will protect your investment for a lifetime.

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Information in this site deemed reliable but not guaranteed for San Diego, La Jolla, Del Mar, North Park, Mission Hills, Pacific Beach, Point Loma, Santee, La Mesa, San Diego County Real Estate & homes. MLS multiple listing service data here is provided by SANDICOR. This covers MLS residential or commercial homes in beach cities or ocean front real estate, such as in La Jolla, CA, Pacific Beach, Ocean Beach, Mission Beach, San Diego, Point Loma, Del Mar. MLS Data here is useful to buy or sell MLS 1031 homes or other real estate homes, condos, town homes in La Jolla, Del Mar, CA, Mission Hills, San Diego and Pacific Beach or North Park, California. MLS Transactions are from CA Realtors, agents, buyers, seller or sellers or real estate agents of San Diego, La Jolla or Del Mar or Mission Hills homes or Point Loma or Pacific Beach MLS homes of a Realtor® or other buyer or seller. Home data here helps people in IRC, 1031, property, property exchange dealing in MLS real estate and homes and real estate properties in La Jolla, Del Mar, Mission Hills, Pacific Beach, Point Loma. Sale can be by Exchangers, exchangers, brokers in MLS real estate for IRC/1031 property exchange or selling a home or condo or town home real estate or condo real estate item. Data helps find MLS home, condo or real estate town home, MLS, or residential real estate other properties in San Diego, La Jolla, Del Mar and Mission Hills. James Dedolph serves these cities as a Realtor®.